Term Life Insurance New York

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About Term Life Insurance

Term life insurance is one of the two basic types of insurance policies (the other is permanent life insurance) offered all over the world. Although it may be marketed under different names across the global insurance industry, it is also commonly referred to as temporary life insurance.

As its name implies, term life insurance provides protection over a fixed period, expiring after a set term of, typically, 5, 10, or 20 years. However, many companies offer a fixed term of anywhere between 1 and 30 years, with 20-year policies being the most popular.

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