TermInsuranceNewYork.com recognizes the importance of maintaining
the privacy of your personally identifiable information; therefore,
we have established this privacy policy to demonstrate our
commitment. If you have questions or concerns regarding this
statement, you should first contact
info@TermInsuranceNewYork.com by email.
What
information do we gather and how is it used?
TermInsuranceNewYork.com
provides you with insurance related tools and information to assist
you in shopping for and obtaining insurance products. Many of the
tools and information are available for your benefit without the
need to disclose any personally identifiable information. If you
decide to request an application for insurance, we require you to
submit minimal personal information. We collect information that
includes your name, e-mail address, mailing address, telephone
numbers, and date of birth. The information we gather from your
insurance application request is used to begin the application
process. A representative from TermInsuranceNewyork.com will contact you to
complete your application by telephone so that additional
information can be obtained. Your application will then be mailed to
you for your review and signatures. In some instances, depending
upon the insurance company you select, you may be able to complete
your application entirely online. When your application information
is provided to TermInsuranceNewYork.com online, it is protected in
the same way that all information provided to
TermInsuranceNewYork.com is protected. In addition, if you are
applying for life insurance a representative from an insurance
company examining service will contact you to schedule your medical
exam. If you have any questions regarding how the insurance company
you are applying with is using your personal information, you should
contact that company directly. TermInsuranceNewyork.com does not sell,
trade, lease or rent any personally identifiable information to any
other companies or organizations. TermInsuranceNewYork.com does not
knowingly solicit data from children, and we do not knowingly market
to children. TermInsuranceNewYork.com may share aggregated
statistical information such as website traffic or demographic
information with its business partners; however, in no case will
your personally identifiable information be disclosed.
TermInsuranceNewYork.com may send you e-mail communications to
update you on website features or new benefits that may be of
interest to you. If at anytime you choose not to receive these
e-mails, you may e-mail us at:
info@TermInsuranceNewYork.com to be removed from the
mailing list. If you request a quote for life insurance you have the
option of providing your name, telephone number and email address.
These fields are not mandatory and you can still receive a quote
should you decide not to provide this data. If you provide your
email address or telephone number you grant TermInsuranceNewyork.com
permission to email and call you regarding your quote. If you do
provide your email address to TermInsuranceNewYork.com you will
receive your quotes instantly as well as via email. If you provide
your telephone number you may receive a customer service phone call
from TermInsuranceNewYork.com regarding the quote. If at anytime you
choose not to receive phone calls from TermInsuranceNewYork.com, you
may email us at:
info@TermInsuranceNewYork.com or call us at
1-866-380-8376 to be removed from the phone list.
Cookies
A cookie is a piece of
data stored on the user’s computer tied to information about the
user. Usage of a cookie is in no way linked to any personally
identifiable information while on our site. We use both session ID
cookies and persistent cookies. For the session ID cookie, once
users close the browser, the cookie simply terminates. A persistent
cookie is a small text file stored on the user’s hard drive for an
extended period of time. Persistent cookies can be removed by
following Internet browser help file directions.
If users reject the
cookie, they may still use our site. Persistent cookies enable us to
track and target the interests of our users to enhance the
experience on our site.
Security
TermInsuranceNewYork.com
uses state-of-the-art secure server software and encryption
technologies to assist in protecting your personal information.
Secure Socket Layer (SSL) encrypts all of the information you submit
on your application request form before it is sent to
TermInsuranceNewYork.com . It is important that you use a browser
that supports SSL and that the encryption feature of your browser is
not disabled when submitting your application request. In addition,
TermInsuranceNewYork.com uses security procedures and practices
including the use of firewalls to protect the data it stores on its
servers.
Tell a
Friend!
If a user elects to use
our referral service for informing a friend about our site, we ask
them for the friend's name and email address.
TermInsuranceNewYork.com will automatically send the friend a
one-time email inviting them to visit the site.
TermInsuranceNewYork.com stores this information for the sole
purpose of sending this one-time email. The friend may contact
TermInsuranceNewYork.com to request the removal of this information
from our database.
Notification of Changes
If at some point in the
future, there is a change to our information usage practices that
affect your Personally Identifiable Information, we will notify you
by email of the relevant changes. The email will inform you on how
to opt-out of this information usage or you can opt-out by sending a
message to the following email:
info@TermInsuranceNewYork.com You should also check this
posted privacy statement for changes.
Surveys
From time-to-time our
site requests information from users via surveys. Participation in
these surveys is completely voluntary, and the user has a choice
whether or not to disclose this information. Information requested
may include contact information (like name and mail address) and
demographic information (such as zip code, age and gender). Survey
information will be used for purposes of monitoring or improving the
use and satisfaction of this site.
Log Files
We use your IP address to
analyze trends, administer the site, track the users movement, and
gather broad demographic information (for aggregate use). Your IP
address is not linked to your personally identifiable information.
Links to
other Websites
This site contains links
to other sites that are not under our control. These websites have
their own policies regarding privacy. TermInsuranceNewYork.com is
not responsible for the privacy practices or the content of other
websites. For your own protection, you should review their policies
upon visiting these other sites to make sure they respect your
privacy.
Often time, other Web
sites refer their users to TermInsuranceNewYork.com Web site. These
sites often pass a non-personally identifiable digit to the
TermInsuranceNewYork.com Web site.
Legal
Disclaimer
Though we make every
effort to preserve your privacy we may need to disclose personal
information when required by law or in the good-faith belief that
such action is necessary in order to conform to the edicts of the
law or comply with a legal process served on our Web site.