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FREQUENTLY ASKED QUESTIONS

Should I buy term life or permanent life insurance?

What is the difference between whole life and universal life insurance?

What is the advantage of level term life insurance vs. yearly renewable term life insurance?

What riders/options/features are available on life insurance policies?

What is involved in the life insurance application process?

When does my life insurance coverage begin?

How is an applicant classified?

What if I receive a higher rate than I applied for on my life insurance policy?

What is the tax treatment of life insurance death benefit proceeds?

Should I purchase life insurance on my spouse?

 

 


 
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